How it works

How the entire loan process works is quite simple and straightforward. We keep all our customers too informed on all the steps entailed so that they are fully aware what they are going in for and what are the consequences.

Step 1 is to log onto the website and fill in the online application form. This application form is free of all charges and you have no obligations whatsoever, by submitting this application. The fields are simple and will take only a few minutes of yours to complete. You will need to give some personal information and also details on how much amount you will require as loan and for what duration.

Step 2 is for us to work on. When we get a fully completed application form from you, we hold a primary analysis based on the information provided and assess the risk category of the borrower. Simultaneously, you will be informed of the amount that can be sanctioned as loan and the repayment terms along with interest rates.

Step 3 is for you to act. If you are satisfied and willing to take the loan on the stated terms, then an agreement is signed on by both parties and the loan money is then transferred to the customer's bank account as registered in the application.

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The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.